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Every workday 2015 Annual Report Protecting

Be the best workers compensation insurance carrier in Maryland. Our Vision To provide Maryland businesses with a readily available source for workers compensation insurance that features high qualit

Balance Sheet Statutory Basis As of December 31 2015 2014 Admitted Assets Bonds ............ ................................................... 1,453,748,979 1,444,409,039 Preferred stock.......

Presidents Message was honored to lead Chesapeake Employers Insurance Company as it marked its 101st year of continued service to the Maryland business community. We are the largest workers compensati

LR, front row Suzanne Carter Thompson, Member Charles Dankmeyer, Chairman Chesapeake Employers Board Members As many of you know, the General Assembly passed and Governor Hogan signed a law Chapter 3

Chesapeake Employers can help our policyholders keep their workers safe. 4 2015 Chesapeake Employers Annual Report

92 of our policyholders reported no workplace injuries in 2015 2,847 policyholders and state agencies received Safety Services consultations in 2015 11,705 policyholders qualified for their own b

3.63 in 2015 First reports of injuries declined approximately 23,128 injured workers were covered for their medical treatment, indemity lost time payments or both in 2015 14 reduction in opioid p

We support caregivers who touch others through our safety training programs. 2015 Chesapeake Employers Annual Report 7

We help small business owners make their dreams a reality. As a Marylandbased insurance company, we are proud of our mission to provide all businesses with a readily available, affordable source for w

21,624 194,500 policyholders covered workers We insured With approximately 5,312 73 We welcomed new policyholders in 2015 of our customers pay less than 5,000 per year in premium Proud to insur

Our goal is to be here for all local agents when guiding employers in selecting workers comp coverage. We know that, today, Maryland businesses have a myriad of choices when it comes to selecting a pr

90 of our policyholders are represented by an agent partner 100 67 agents represent Our top of our total premium We are proud to provide our agents with a financially strong A.M. Best rated insur

2,250 Chesapeake Employers Insurance Company 2.07 Billion Financial Highlights at a Glance 2,000 1,750 1,500 1,250 Years Ended December 31 2015 2014 Premiums earned ...............................

At the end of every workday, At the end of every workday Published by the Chesapeake Employers Insurance Company Communications Department, July 2016. Photo credits John DiCamillo pgs. 2 3 Getty Im

8722 Loch Raven Blvd. Towson, MD 21286 PRSRT STD U.S. POSTAGE Permit No. 1962 Baltimore, MD PAID